Invest Bank returned to profitability in the first half of 2025, reporting total income of AED145.6m ($39.6m), a 5% increase year-on-year. Total assets rose 11% to AED12.3bn, driven by a 32% jump in loans and advances to AED5.7bn.

This performance followed a subdued first quarter, when profit before tax dropped to AED11.4m from AED90.5m a year earlier, mainly due to lower loan recoveries. Net interest income also declined to AED32.3m in Q1 2025, down from AED45.7m a year earlier, reflecting a reduction in investment securities. Non-interest income helped cushion the decline, rising 35% to AED29.8m, supported by higher fee and commission income.

Gross loans stood at AED12.6bn at the end of March, up 4.9% year-on-year and 1.9% from year-end 2024. Customer deposits reached AED9.25bn in March, a 5.1% annual increase, and climbed further to AED10.2bn by June.

Capital adequacy remained strong at 25.9% in June, slightly down from 26.1% in March and 28.7% at the end of 2024. Liquidity improved, with eligible liquid assets rising to 19.4% in June compared with 15.6% in December.

As part of its digital strategy, Invest Bank is developing a new mobile banking app aimed at improving customer experience, enabling scalable services and supporting future growth.